Payments Platform Engineer - Fintech Software Developer (5+ yrs of development exp. req.)
Location: Washington, DC
Salary: $150,000 - $200,000+ (DOE) + Bonus + Benefits
Benefits: Medical, Dental & Vision Insurance, 401k, Paid Holidays, PTO
Job Type: Full-Time | Hybrid – In Office 2x/week
Typical Hours: Monday-Friday, 40 hours/week
Start Date: ASAP
Sponsorship is not available

Payments Platform Engineer - Fintech Software Developer Description

Our client in the fintech space is seeking a Payments Platform Engineer to join their engineering team in Washington, DC. In this role, you will design and scale secure embedded payment systems that process millions of transactions while ensuring PCI DSS compliance. You’ll contribute to mission-critical systems that support payment authorization, capture, settlement, and reconciliation. This role is ideal for a well-rounded developer with embedded payments or payment processing integrations experience, capable of working with a varied technology stack, across different architectures and application layers. This is a great opportunity to help lead development efforts on a new financial product offering in a collaborative and inclusive team environment.

Payments Platform Engineer - Fintech Software Developer Responsibilities

Design secure scalable APIs for payment processing
Build PCI DSS compliant architecture and workflows
Develop systems for authorization capture settlement and reconciliation
Implement fraud detection and payment monitoring tools
Lead onboarding KYC/AML workflows for merchants and customers
Create secure tokenization and payment method storage systems
Develop automated reconciliation processes with banks and networks
Build payout and dispute management workflows
Guide product requirements and mentor developers
Integrate AI models for fraud detection and optimization

Payments Platform Engineer - Fintech Software Developer Qualifications

5+ years of software development experience required
Experience with embedded payments or integrating payment processors (e.g., Stripe) required
Experience developing and supporting scalable microservices and API integrations required
Familiarity with event-driven architectures (e.g., Kafka, RabbitMQ) required
Hands-on experience with containerization technologies (e.g., Docker) required

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Job Type: Full-time

Pay: $150,000.00 - $200,000.00 per year

Benefits:

401(k)
Dental insurance
Health insurance
Paid time off
Vision insurance

Application Question(s):

What programming languages do you have experience with? (Please list language & years of experience):
What project/application/platform have you developed that integrated payment processors or embedded payments?
Do you live within a commutable distance to Washington, DC to work on-site 2 times per week and if not, willing to relocate?
What is your desired salary range?

Education:

High school or equivalent (Required)

Experience:

software development: 5 years (Required)
embedded payments or integrating payment processors: 1 year (Required)
scalable microservices & API integrations: 5 years (Required)
event-driven architectures (e.g., Kafka, RabbitMQ): 5 years (Required)

Work Location: In person

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Platform Engineer / Software Developer (payments development exp. req.)